What aspect of the insurance policy details who the insurer is?

The declarations section of an insurance policy is crucial as it explicitly identifies the insurer. This section typically includes important information such as the name of the insurance company, the policy number, the named insured, the coverage limits, and the effective dates of the policy. By stating the insurer's name, the declarations provide clarity about which insurance company is responsible for fulfilling the terms of the policy, ensuring that the insured knows exactly who to turn to for claims or inquiries. This information is fundamental for establishing the contractual relationship between the insured and the insurer.

In contrast, exclusions outline what is not covered by the policy, conditions describe the rules and obligations that both parties must follow, and definitions clarify specific terms used throughout the policy. While all these sections are essential, the declarations section is specifically designed to identify the insurer clearly.