What can occur if an accident happens after the policy period has ended?

When a policy period has ended, coverage ceases, meaning that any accidents occurring after that time are generally not eligible for coverage under that policy. Insurers typically require that claims relate to incidents that occurred while the policy was active. Therefore, if an accident occurs after the policy period has ended, it would not be covered under that specific policy, leading to a denial of the claim.

The concept of the policy period is essential as it delineates the time frame in which coverage is active and applicable. Insurance contracts are structured to provide benefits only for incidents within that specified duration. As such, claims related to events occurring outside of that timeframe cannot be honored. Hence, the correct outcome in this scenario is that the claim will be denied.