What happens when an insured removes a vehicle from their policy?

When an insured removes a vehicle from their policy, an endorsement is typically issued to reflect this change. An endorsement serves as an amendment to the existing policy, essentially updating it to accurately represent the vehicle coverage and any associated premium changes. This process ensures that the policy remains valid and continues to provide coverage for any remaining vehicles listed.

This option aligns with standard insurance practices, where modifications to a policy, such as adding or removing vehicles, are documented through endorsements. Such changes may also lead to a recalibration of premiums, but the key point is that the policy continues to exist with updated terms rather than being canceled or requiring a new policy altogether. Other options suggest a complete disruption to the policy, which is not the case when simply removing a vehicle.