What should agents avoid to maintain their fiduciary responsibilities?

To maintain fiduciary responsibilities, agents are expected to act in the best interests of their clients, safeguarding their clients' trust and confidence in the agent’s professional judgment. Engaging in practices that undermine trust directly contradicts the fiduciary duty, as it can lead to situations where clients feel misled or taken advantage of. Trust is foundational in the agent-client relationship; once compromised, it can damage the relationship irreparably and detract from the agent’s ability to serve their clients effectively.

In contrast, providing clients with a range of policy options, accurate information about policies, and maintaining clear documentation of transactions are practices that uphold fiduciary responsibilities. These actions ensure clients are well-informed and secure, reinforcing the agent's commitment to transparency and integrity.