What will an endorsement do when a change is made to an insurance policy?

An endorsement functions as an amendment to an insurance policy, allowing for specific changes to be made without the need to rewrite the entire contract. When an endorsement is added, it reflects the adjustments made to the terms, coverage, limits, or exclusions of the policy. This flexibility enables policyholders to tailor their coverage to meet evolving needs, such as adding additional coverage or changing the insured value.

While it is true that endorsements can sometimes result in premium changes, the primary role of an endorsement is to document and implement the specified changes to the policy itself. Therefore, saying that it will reflect the change made accurately describes the purpose of an endorsement in the context of insurance policies.