Which information is typically included in a Certificate of Insurance?

A Certificate of Insurance is a document issued by an insurance company that provides a summary of the coverage provided by the insurance policy. It typically includes essential information such as the names and addresses of both the insurer and the insured. This information is crucial for verifying who holds the policy and who the coverage pertains to, which is vital for parties needing proof of insurance, such as clients, contractors, or lenders.

The other options do not appear on a Certificate of Insurance. Previous claims history, policy violations, and future premium costs are not typically disclosed in this document, as they do not directly pertain to the current status of the insurance coverage. This makes the inclusion of the insurer and insured’s details not only standard but necessary for proper identification and coverage verification.