Which of the following actions would be considered a risk reduction strategy?

Maintaining your vehicle is a clear example of a risk reduction strategy because it involves taking proactive steps to ensure that the vehicle is safe and operable. By performing regular checks, servicing, and repairs, a driver can identify and fix potential issues that could lead to accidents or breakdowns. This not only enhances the safety of the driver and passengers but also reduces the likelihood of accidents that could result in claims or liabilities.

The other options represent behaviors that either take on additional risk or avoid risk management altogether. For instance, never taking the car out of the garage might eliminate the risk of an accident but is impractical for a vehicle intended for use. Choosing not to purchase insurance exposes the driver to financial risks in the event of an accident. Similarly, driving recklessly increases the chance of accidents and potential injuries, which clearly negates the principles of risk reduction. Therefore, maintaining your vehicle stands out as a strategy aimed at decreasing risk, contributing to overall safety and reliability on the road.