Which of the following best describes the action of avoiding risk altogether?

The action of avoiding risk altogether is best described by keeping the vehicle unused. This choice signifies a complete withdrawal from the activity that poses potential risk—driving. By not using the vehicle, one eliminates any chance of accidents, theft, or other hazards associated with driving, thereby completely circumventing any related risks.

In contrast, driving with caution suggests a proactive approach to risk management without eliminating risk entirely, as the individual is still operating the vehicle, albeit in a careful manner. Purchasing a vehicle with insurance serves to transfer risk rather than avoid it, as this option indicates an acceptance of potential losses with a plan to mitigate them through coverage. Taking safety measures, while reducing the likelihood of accidents or injuries, still involves engaging in the activity of driving; therefore, it does not equate to avoiding risk completely.